Business Account

Run your business as one organisation.Not as a collection of tills.

Your business has grown. So have your takings. The AfroQash Business Account brings your points of sale, your teams and your cash flows together in one place. You stay in control, without losing simplicity.

monthly limit
10M XOFmonthly limit
statements for your accountant
PDF · Excelstatements for your accountant
a month
from 5,000 XOFa month
A shopkeeper takes payment from a customer paying with their phone
9:41

Payment request

Secure Payment

You are about to pay this request.

Boutique Awa

PRO

12 500 F CFA

Confirm to send the payment.

Confirm and pay
Decline

Treasury · 3 shops

997,250 XOF

  • Ganhi49%
  • Akpakpa31%
  • Fidjrossè20%

Aïcha runs three shops in the same town. Each shop takes payments all day long; she used to wait for the evening till reports to know how business was going. Today she opens AfroQash and, within seconds, she knows which shop sells the most, how much each till has taken and how much money is actually available.

Three shops. One treasury. One decision to make.

Available treasury — all three shops

997,250 XOF

Example — tap a shop to see its share.

What you gain

  • As many tills as you needOne for each shop, branch, counter or point of sale.
  • Access tailored to each roleThe manager decides who can take payments, view or administer.
  • A real-time viewYour cash flows appear instantly in a central dashboard.
  • Get paid and pay in one placeCustomers, suppliers, partners or employees.
  • Full traceabilityEvery operation carries its own reference and history.
  • Simpler bookkeepingYour flows can feed straight into your management tools.

In a farming cooperative, agents collect payments, the supervisor checks operations and the finance director manages the treasury: nobody sees more than they need to.

The right level of information for the right person.

Collects payments in the field.

Sees

  • Their own collections

Doesn’t see

  • Other agents’ operations
  • The cooperative’s treasury

Business accounts

Get paid in your business’s name.

Your registered business name in front of your customers, limits that match your trade and a statement your accountant can actually use — in four steps, from the app.

9:41

Payment request

Secure Payment

You are about to pay this request.

Awa

12 500 F CFA

Confirm to send the payment.

Confirm and pay
Decline
Personal accountCustomers only see your first name.
9:41

Payment request

Secure Payment

You are about to pay this request.

Boutique Awa

PRO

12 500 F CFA

Confirm to send the payment.

Confirm and pay
Decline
Business accountCustomers see your business.
  1. 1

    Your registered business name appears instead of your first name, on payment requests and on the proximity radar alike.

  2. 2

    The PRO badge and the crown tell customers they are paying a business with an active subscription.

Monthly limit
2,000,000 10,000,000 XOF
Account statement
PDF and Excel
Pro Space
Dashboard, payouts

Limits for verified accounts: identity file for a personal account, business file for a business account. Payouts from the Business plan upwards.

The journey

Four steps, all from the app.

Step 1 of 4

Register your business

Your account switches to the business category as soon as you enter your registered business name and RCCM number. That is the name your customers will see.

  • Business name and RCCM
  • From the app, in a few minutes

The Pro Space

Your business, in your pocket.

For subscribers, a Pro Space tab replaces the activity tab in the app. Try it out here.

All plans · full breakdown with Business

What came in, what went out, and where it came from.

Your takings day by day, over 7, 30 or 90 days. Tap a bar to see that day in detail.

  • Received, spent, number of operations, average payment
  • Business: your best customers, payment methods and peak hour
9:41

Dashboard

7 days30 days90 days

Received

364,500 XOF

Spent 73,000 · Net 291,500

Sat: 86,500 XOF received, 20,000 XOF spent

Your best customers

BUSINESS
  • KKoffi A.64,000 XOF
  • MMariam D.41,500 XOF

Peak hour: around 12:00

Plans

Choose what you need.

Paid from your AfroQash balance — no card, no direct debit. Your business file must be approved before you subscribe.

Essentiel

To get paid in your name and keep your books in order.

5,000XOF / month

  • Get paid under your business name
  • Account statement in PDF and Excel
  • Dashboard: received and spent, day by day
  • Best customers, payment methods, peak hour
  • Scheduled payouts to your staff or family
Recommended

Business

To understand your business and pay your team.

15,000XOF / month

  • Get paid under your business name
  • Account statement in PDF and Excel
  • Dashboard: received and spent, day by day
  • Best customers, payment methods, peak hour
  • Scheduled payouts to your staff or family

Premium

For large organisations, under a framework agreement.

On quotation

A framework agreement tailored to your organisation

  • Get paid under your business name
  • Account statement in PDF and Excel
  • Dashboard: received and spent, day by day
  • Best customers, payment methods, peak hour
  • Scheduled payouts to your staff or family
  • Employee allowances: benefits in kind, business expenses

Renew early and your plan runs on from its current end date: you never lose a day. A reminder lets you know before your plan ends.

B2B services · on quotation

Give your teams more. Keep your budgets under control.

With AfroQash, a company can give its employees budgets earmarked for a specific purpose. Each allowance is kept separate, controlled and managed on its own.

Benefits-in-Kind Allowance

Reward your teams every day. The company credits the amounts; employees spend their allowance freely within the agreed scope.

  • Meal / restaurant card
  • Fitness and wellbeing card
  • Holiday card
  • Leisure card
  • Culture card

On the first day of the month, a Meal card is topped up automatically. The employee has lunch at a partner restaurant and simply pays with AfroQash, without touching their salary: all the company knows is that the allowance has been used.

An allowance that is simple to grant. And natural to use.

Business Expenses Allowance

Fund, control and account for business expenses. Every expense is recorded and filed under its category.

  • Travel expenses: accommodation, transport, other costs
  • Fuel card

Paul is off on a three-day business trip. His company grants him a Travel Expenses Allowance; while he is away, he pays for his accommodation, transport and business meals. By the time he is back, the statement is already done.

Fewer receipts to chase. More visibility for the company.

The same principle applies to every allowance. Fatou has a Meal card, a Fitness and wellbeing card and a Travel Expenses Allowance: in her app, everything is visible in one place, yet nothing gets mixed up.

One purpose. One dedicated allowance. Full control.

What the company sees — business expenses
An itemised statement of every expense: date, amount, merchant, category.
What the company sees — benefits in kind
The amount granted, and what is left at the end of the period. How it is spent is up to the employee.

Whatever the allowance, the company never has access to the employee’s personal balance or to what they pay for with it.

In short

  • Each allowance stays reserved for its purpose
  • Spending is limited to the right merchant categories
  • One-off or recurring amounts, to suit your needs
  • Enrolment always confirmed by the employee
  • Usage indicators and automatic alerts
Request a quoteFor businesses only, under contract.

AfroQash X1 · Coming soon to your hands

One device. One gesture. And suddenly, everything flows.

There are still places where people believe some transactions simply have to take time. We believe the opposite.

Something is coming. Small in size. Big in impact.

Built for the field and designed to simplify everyday gestures, the AfroQash X1 Kit is paving the way for a new experience we can’t wait to share with you. For now, we’d rather keep the mystery. You won’t have to wait much longer.

Contact

One message is all it takes to get started.

Merchant, bank, Mobile Money operator or regulator — a few lines are enough. We'll get back to you within 48 working hours.

Get in touch

Tell us what payments you take, and what you'd like to change.

That way we can give you a precise answer, rather than sending you a brochure.

Pilot programme
Cotonou, Benin
Response time
48 working hours